BRI KUR Simulation 50 million 2025: 6 percent interest, installments around 900 thousand, no deductions!

QUICK SUMMARY (Key Takeaways):

CeilingIDR 50 Millionis the maximum limit for KUR Mikro whichfree administration & provision fees.
The cash transferred to the customer’s account is100% intact(Rp 50,000,000).
The 5-year installment tenor is atRp 966,700per month.
Additional collateral is not required (unsecured loan), only business eligibility and SKU/NIB documents are needed.

Sunday, December 14, 2025– Sunday is the perfect time to create a business financial plan. For those of you targeting working capital ofIDR 50 Million, you are targeting the “Primadona” product from KUR BRI.

Why is it called a primadonna? In the schemeBRI KUR Table 2025, the figure of 50 million is the meeting point between the maximum unsecured limit and administrative ease (fee-free).

Installment Simulation Table (6% Effective Interest)

Here are the details of the “Paper Count” that you can use as a reference before going to the bank tomorrow:

Tenor (Term)	Monthly Installment	Estimated Total Interest (Annual)
12 Months (1 Year)	Rp 4,303,400	± Rp 1.6 million
18 Months (1.5 Years)	Rp 2,919,900	± Rp 2.5 Million
24 Months (2 Years)	IDR 2,228,200	± Rp 3.4 Million
36 Months (3 Years)	Rp 1,536,400	± IDR 5.3 Million
48 Months (4 Years)	Rp 1,190,500	± Rp 7.1 Million
60 Months (5 Years)	Rp 966,700	± IDR 8 Million

“Whole Liquid” Benefits

One of the biggest advantages of taking a 50 million ceiling (compared to taking 55 or 60 million) isNo Deduction.

If you borrow Rp 50 Million, money in your account = Rp 50,000,000.
If you borrow Rp 60 Million (Small KUR), there are usually upfront administration, provision, and insurance fees deducted, so the money received is not the full amount.